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#MR CC CHECK FOR FREE#

This could be merchant offers, spend based offers or even points transfer offers. One of the major advantage of holding an American Express credit card is that you get access to most of the Amex network offers that shows up from time to time. You may as well get the Gold Charge Card, link both cards and get closer to your redemptions faster, as mentioned earlier. You may as well accumulate points and hope to redeem for Taj vouchers under 24K Gold Karat Collection which will further enhance the point value from 0.50 INR to 0.58 INR. The Value of 2000 MR points is only 500 INR if you redeem for cash credit but if you aim for the gold collection (or) redeem points at Marriott properties that’s easily 1000 INR value which means you’re getting ~5% return on spend (20K spend). Not that the bonus MR points on 20K spend is an enrolment based benefit. So donot forget to enroll. Unlike Gold Charge Card that can get you only 1000 MR points monthly, here with MRCC you can get 2000 MR points every month on completing two spend targets, as mentioned above. Monthly rewards is the USP of Gold cards (Gold Charge Card & MRCC) wherein customers are given bonus MR points on completing certain spend criteria in a calendar month.

MR Point value can vary from 0.38 INR to 0.58 INR depending on the redemption.

1 MR Point = ~0.50 INR (average taken for calculation above).

The reward points earned on MRCC are ideally meant for Marriott transfers (or) Taj voucher redemptions via 24K Gold Collection, as other options are not attractive enough, unless you know what you’re doing.Īlso note that the MR points earned on MRCC can be pooled with other Amex cards (except Plat travel), so you can get closer to 24K or 18K Gold collection redemptions faster. If you plan to use the card primarily for fuel and utilities, you may instead have a look at the Amex Gold Charge Card.

Excluded spends: Utilities, Fuel spends.It’s all about rewards and it does offer quite a lot of that. 😀Īnyway, it’s not about the design that matters for an entry-level card. While I’m not a fan of this yellow credit card, it does look decent after you look at it so many times and get used to it. Else, you can get 50% waiver on spends >90K INR. Expect 100% waiver on renewal with annual spends >1.5 Lakhs.

#MR CC CHECK FOR FREE#

Note that with the limited period offer you not only get the card for free for the FIRST Year but also get a lower renewal fee when applied through the referral link.įurther, the renewal fee can as well be waived off by calling Amex support. *** Limited Period Offer: First Year FREE ***Īpply through the link on the page & you’ll get additional 2,000 Referral Bonus Membership Rewards ® points (spend INR 5,000 within 90 days) Fees Joining FeeĤ,500 INR+GST 1,500 INR +GST (Limited Period Offer)